best towns to retire in texas 2021 best towns to retire in texas 2021

We eliminate from consideration cities with beyond-the-pale crime rates as well as places that are well below the national average when it comes to physicians per capita or air quality. But how you decide the best what's the best place to retire in the Longhorn State? Texas State has 38,000 students and will let you earn up to six credits per semester for free if you are at least 65 years old. Denton also stands out among neighboring cities that were just farms a few decades back and are now planned communities, in that it has some older housing stock. Of Philly's 1.6 million residents, 300,000 are over 60. Read 28 reviews. There were more than 35 communities on the Texas list of certified retirement communities as of 2016, but the . Although many of the activities are geared toward families, two senior centers ensure retirees have plenty to do. Is it the hometown restaurants, the cost of living, or the friendly communities? Livingston is a good place to retire if youre into boating and fishing, as its very close to the Trinity River. Weslaco 4. There truly is no other city like it! When we retire, we lose a lot. How to avoid retirement shock. Featured Review: Niche User says I honestly enjoy living in the Bullard area. Live entertainment would be a plus! He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move. Wilmington, North Carolina. Katy, located just a half hour west of Houston, leads this list and is also in the top 20 places to retire across the U.S. The air is always fresh and clean. Consider your health care plans, income sources and tax bracket before making the transition. If I had a choice I would have lived here from the beginning rather than move here in the 5th. Current Resident: 10/10 experience would recommend, Burnet boasts the lowest tax burden on this list at just 14.90%. Sources for our data include zillow.com, trulia.com, bestplaces.net, the National Association of Realtors, the U.S. Bureau of Labor Statistics, websites of individual state tax agencies and the latest Milken Institute report on Best Performing Cities. Obviously there are plenty of amenities in Houston, including an international airport and big-name hospitals. 123 Niche users give it an average review of 4.3 stars. How We Determined the Best Places to Retire. Featured Review: Current Resident says I would choose Colleyville as my hometown over and over again. Texas is known for oil, barbecued meat, and ranches, but the state has many things to offer retirees. 8 Niche users give it an average review of 4.8 stars. We considered many factors when determining which cities were the the best places to retire in Texas. Since each persons retirement needs are unique, though, its best to assess your own financial situation. But the people are friendly and it's a very quiet area. Read 3 reviews. Just a word of caution: Maine to Texas is quite a temperature switch, so consider investigating your possibilities during the summer. Everyone is friendly and welcoming. Read more on how this ranking was calculated. Its also more densely populated than Conroe, if thats more your style. If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already. We earn $400,000 and spend beyond our means. Cameron. Youll find plenty to do, from touring the Pioneer Museum to taking in the many landmarks and historic buildings. For flexibility and a sense of purpose, consider these jobs for people over 50. Stretched between the Atlantic Ocean and the Cape . You can read more about our methodology and sources below the list. This Gulf Coast town is one of the best cities to retire in Texas if youre looking for a beachfront community. While this community of 100,000-plus has an upscale reputation (and upscale shopping in its downtown), there are some homes at lower price points. But Covid-19 also led to a jump in the number leaving the workforce3.2 million retired in 2020, more than double the number the year before. Many small business. Current Resident: Sweet gated community on the Brazos river, which big houses on several acre lots. It has 8.44 medical centers per 1,000 residents. Brownsville-Harlingen tops the list as the cheapest place to live in Texas. 2 Niche users give it an average review of 5 stars. This fast-growing city of nearly 90,000 is 40 miles north of Houston and abuts Lake Conroe, a 33-square-mile lake, and is close to Sam Houston National Forest. We also have Carleen Bright Arboretum, which is a beautiful place to hike and see trees and flowers where people from all around enjoy nature, garden shows, and even get married. Americans are living longer than ever, and that creates some challenges for retirees. Other notable cities include Fredericksburg and Southlake, a city that got 10/10 on our snackability scale. Haltom City Common Questions About Retiring in Texas 1. 2022 Retirable Inc. All rights reserved. The cities with the highest percentage of voters who voted republican and gave the most to conservatives where named the most conservative cities in the state. Living on a coast boosts happiness, health and well-being, according to a 2020 report. This fast-growing city of nearly 90,000 is 40 miles north of Houston and abuts Lake Conroe, a 33-square-mile lake, and is close to Sam Houston National Forest. Featured Review: Current Resident says LIved here than 5 years and is a gem. Texas may not be the most tax-friendly state for retirees, but it does have a low cost of living. The area is beautiful and the schools are excellent. 16 What is the safest city in Texas to live in? As the Nagels understood only too well, powerful hurricanes and increased flooding on the low-lying East and Gulf Coasts are a growing threat to the finances and wellbeing of retirees who have clustered in those areas. The town has 17.60 medical centers per 1,000 residents, which is the most of any city on this list. We considered the retiree tax burden, knowing that retirees will want to protect their retirement savings as best they can. Heres what you need to know about moving to Puerto Rico for retirement. We also consider the local economy, since many retirees look for part-time work and down the road might want to sell their home and relocate again. I would like a good hospital and airport within a one-hour drive. Read 123 reviews. A bonus for retirees: Texas doesn't have a state income tax. The teachers helped me with the curriculum of a new school, the administrators helped me adapt to a new system, and some of the students I first met are now my closest friends. Featured Review: Nearby Resident says Shavano Park is an established neighborhood that conveniently located near good schools, grocery stores, and retail shopping. Best cities to retire in Texas. 2015-2023 Chasing Chains, LLC. It does attract a decent tourist population, but this also means youll have plenty of restaurants and shops nearby. The appeal of this city and its 140,000 residents includes the University of North Texas (39,000 students) and Texas Womans University (coed and another 13,000 students), both with the ability to take classes for free at age 65, as well as a lively downtown and music scene (the free Denton Arts and Jazz Festival attracts hundreds of thousands every year). To help Americans find the best cities to spend their golden years, WalletHub compared the retirement-friendliness of 182 cities including the 150 most populated U.S. cities, plus at least two of the most populated cities in each state across four key dimensions: 1) Affordability, 2) Activities, 3) Quality of Life and 4) Health Care. Huntsville Independent School District, TX. I highly recommend coming out for a visit. A financial advisor can help, and SmartAssets, A workplace retirement savings account like a 401(k) can help you save for retirement. Retirables retirement calculator helps to project how much monthly retirement income your retirement nest egg can produce while ensuring your savings last as long as you need. We just kept putting on and taking off masks, Steve shrugs. This allows for a variety of people to come and enjoy our many town traditions. This seaside city is an affordable place to retire near the Gulf of Mexico. Featured Review: Former Resident says Honestly, such a great neighborhood and in a really good suburb with lots of things to do and a really good education system!. There are plenty of affordable cities in Texas, giving you a wide range of options. Kids are at the park playing while couples are sitting on their porch drinking coffee. The city is located just 10 minutes from Waco, the home of Baylor University. Featured Review: Current Resident says Sweet gated community on the Brazos river, which big houses on several acre lots. and have not been previously reviewed, approved or endorsed by any other My family moved into hideaway for the security and multiple opportunities it has to be engaged in the community such as the beach and clubhouse. I grew up there as a child, and now I am a mom of three and my husband and I are currently living in the Meadows as a family. How long will $100,000 last me in retirement. You can look up and clearly see the stars and constellations. The teachers make it clear that they are there to help us, and are understanding with what we are struggling with. From when to retire to how much to save, here are expert-backed answers to crucial retirement questions. Hideaway is filled with old residents but the new and young ones keep it live and well. We are also surrounded by other wonderful, small towns, which all come together to form one school district, which I think is the best around. Another city confirming why the answer to is Texas a good place to retire? is yes is Amarillo. Here is a list of a few more of the best Texas retirement towns: Hutto Lubbock Brady Burnet Cameron Granbury Kerrville Fredericksburg Find out why life in Texas is better in these small towns when it's time to retire. Population: 682,669. Is it the hometown restaurants, the cost of living, or the friendly communities? Situated next to Lake Waco and having so many wooded areas, we often find families of deer in our yards! We have our own police and fire departments keeping us safe and comforted. FEMA National Risk Index for Natural Hazards, growing threat to the finances and wellbeing of retirees who have clustered in those areas. Featured Review: Current Resident says Highland Park is a very friendly neighborhood, but it's also known as a bubble of its own. We share some of the best small towns for singles to retire in the Lone Star State.. 55places.com looked at over 29,000 cities designated by the most recent census data, focusing . Some of our partners may process your data as a part of their legitimate business interest without asking for consent. Texas is home to dozens of active adult communitiesincluding many that stand out for single retirees.If you are looking for Texas homes for sale away from crowded cities and also happen to be single, read on. What is the best month to retire in 2021? Read 12 reviews. on this page is accurate as of the posting date; however, some of our partner offers may have expired. Corpus Christi 1 / 14 Credit 10. Ready to look? She spent nearly a year as a writer for a credit card processing service and has written about finance for numerous marketing firms and entrepreneurs. Featured Review: Current Resident says What a great place to live. I came in as a freshman and all the teachers, administrators, and students welcomed me with open arms. Victoria DeCuir/ Courtesy Denton Public Library, reduced or even free tuition as a senior citizen, There is more to picking a place to retire than low taxes avoid these 5 expensive mistakes, Health care will cost this much in retirement but probably even more, claim that same fee waiver for six credit hours per semester. . Youll also find all the dining and shopping you need both downtown and in the surrounding suburbs. While not related to the manufacturers of the original car, it still supports owners of the classic gull-winged autos. Medicare just crushed the hopes of 750,000 Alzheimers patients a year. Youll get a low cost of living and warm climate, along with easy access to medical care. A typical Social Security payment is likely to cover basic costs in these areas. They have made every senior feel very special and have been there for them all. I am tired of both the rat race and workplace politics. Should I retire? 1. The cost to buy is ridiculous and rent is very high. 3 Niche users give it an average review of 3.7 stars. These include ratings by walkscore.com for walkability (how easy it is to shop and get to places on foot) and by walkscore.com and the League of American Bicyclists on whether dedicated lanes and other measures make it easy to bike around town. if(window.innerWidth<700){ezoicSiteSpeed(jQuery(document),String(/documentReady/).substring(1).slice(0,-1),String(/jQuery-document-dot-ready/).substring(1).slice(0,-1),function($){$("#skip_expand").html("(Expand+)");$("#toc ul").css("display","none");$("#skip_expand").on("click",function(){$("#toc ul").toggle()});$("#toc h3").on("click",function(){$("#toc ul").toggle()});});}. After all that anticipation, deciding where to spend that precious time can be a tough decision, so Stacker looked to data and rankings from Niche to compile a list of the best places to retire in Texas. 1 Niche users give it an average review of 5 stars. And where are Houston and San Antonio? We and our partners use cookies to Store and/or access information on a device. 27 Niche users give it an average review of 4.9 stars. This is a gated community located on the outside of Granbury. 7 - Livingston, Texas Livingston is a suburb of Houston that regularly ranks high within the state as a retirement getaway. Check out the local symphony orchestra, a mix of professionals and amateurs. I will be moving from Maine within the next five years and would like a location that has freshwater and some national or state parks. Many of the towns we've featured here have topped one list or another depending on who is putting together the rankings. HomeSnacks has crunched the numbers for you to find the answers to this pressing question. We compare data on nearly 800 places, with populations above 10,000, in all 50 states. Photo credit: iStock.com/Davel5957, iStock.com/JasonDoiy, iStock.com/Stgur Mr Karlsson /Heimsmyndir. See how they fared in WalletHub's Best Cities for Veterans. While this can increase the cost of living, this rate is still relatively low compared to some other states. We combined all of that data to create this list of the best places to retire in Texas. Are you surprised to see any of these cities on the list? The drawback is youll have a longer drive to college classes, airports and hospitals. While New Braunfels has a hospital, you could also go to San Antonio or Austin for care. Learn how to stop stressing about money matters and start enjoying your free time with these pro tips. It has the lowest occurrence of hail, lightning, tornados, and floods. Corpus Christi, The Woodlands, and the Rio Grande Valley are all places that show up at the top of many "100 best places to retire" lists. The homes are on the more expensive side, but considering the views and the community it is well worth it. Read 48 reviews. It is also a beautiful place to live. Read 8 reviews. We analyzed over 226 cities in Texas to determine which cities are worthy of your extended vacation. Sometimes it makes more sense for one member of a married couple to keep working. Even a pandemic couldnt stop some of the nations 70 million baby boomers from their determined pursuit of an agreeable retirement lifestyle. It's a great place for kids and adults and welcomes all other communities to join the fun, too. Located north of Houston, Tomball ranks fourth on this list in terms of medical centers, with 8.76 medical centers per 1,000 residents. The town is close to Houston and Sugar Land, both of which offer plenty of options for recreation and entertainment. A part-time career could mean a stressful future if you don't use some of these tips to prepare for retirement. One notable and welcome change this year: With the pandemic seemingly coming under control, weve restored to the list some college towns omitted last year for fear the pandemic would deprive them of the low-cost cultural and educational opportunities that make them so appealing. I want to retire to Texas. The biggest factors we take into account involve money, including median home prices and overall cost of living compared to the national average, and state taxes, including special income tax exemptions for Social Security and other retirement income and state estate/inheritance taxes. There are many reasons for the states popularity, and you know your reasons best. If Florida is too beachy and California is too West Coast, then there is another state that many people consider for retirement living: Texas. Here is a list of a few more towns in Texas where the cost of living and the safety ratings are favorable: Whether you plan to visit one of these charming small towns in Texas or make it your retirement home these towns are among the cheapest places to live in Texas. Some cities are more historic in nature, while many others are more geared toward families and suburban life. We considered many factors when determining which cities were the the best places to retire in Texas. If you haven't done these things by age 50, it could be too late to do them well. Builders Digital Experience, LLC. You can have the big city experience when you want it, but have a quiet getaway at the end of the day. My family has enjoyed being part of the Horseshoe Bay landscape for the past 15 years. Youll find antique stores and craft brewers there, too. Very safe, friendly with abundant hiking trails and scenery and great access to 2 championship Jack Nicholas Courses, World of tennis, Lake Travis around the corner and Hill Country Galleria minutes away. Healthcare options are also important to seniors, so we calculated the number of medical centers in each city per 1,000 residents. Comparative assessments and other editorial opinions are those of U.S. News The Texas certified retirement community program is run by the Texas Department of Agriculture. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks. More than 20% of the 21,000 residents there are 65 and older. Whether you're seeking warmer weather, affordable housing, lower taxes or engaging leisure activities, you will be able to find it somewhere in the state of Texas. I wouldn't change a single thing about Decordova, I just never want to leave. There are 4.34 medical centers per 1,000 residents, the second-lowest number on this list. The answer, of course, is one of these Texas towns. See the monthly income you can expect when applying tax, growth, and other strategies. Great place for just taking a stroll in either the morning or late in the evening. It is gorgeous with its lush green gold course and three lakes to fish in. It might surprise you but Huntsville ranks as the safest part of Texas weather-wise. The new spending bill makes it easier to save for retirement. Overall, Fredericksburg is one of the best places to retire in Texas for those on a budget, but also in general; seeing as 30% of its population are senior citizens. Each year, U.S. News reports on the best places to retire. Although Colleyville is growing and modernizing, it will always have the small hometown feel like it did when I was born.